Coral Gables Life Insurance Lawyers

Coral Gables Life Insurance Lawyers – Help for Denied or Delayed Claims

If you’re struggling with a denied or delayed life insurance claim in Coral Gables, Florida, you may be entitled to the benefits your loved one intended for you. At the Law Offices of Jason Turchin, our Coral Gables life insurance lawyers have experience helping families fight back against unfair insurance denials. Whether your claim was denied due to alleged misrepresentation, lapse in coverage, or competing beneficiary claims, we’re here to help you navigate the legal process.

We offer free consultations and handle all life insurance cases on a contingency fee basis—meaning you won’t pay any fees or costs unless we recover money for you. Call us today at 800-337-7755 or start a live chat to see how we can help.

Do I Need a Life Insurance Lawyer in Coral Gables?

If your life insurance claim is being delayed, denied, or disputed, it’s important to speak with an attorney who understands the nuances of Florida insurance law. Life insurance companies may look for reasons to avoid paying a claim, especially when large policy amounts are involved. Some common tactics include:

• Denying the claim based on incorrect or incomplete information in the application (material misrepresentation)
• Claiming the policy lapsed due to unpaid premiums
• Alleging that the death falls under a policy exclusion, such as suicide or criminal activity
• Disputing the validity of a beneficiary change
• Delaying the claim for weeks or months by requesting excessive documentation

Our legal team can step in to investigate the denial, deal directly with the insurance company, and push for the benefits you may be owed.

Common Life Insurance Claim Issues We Handle in Coral Gables

At the Law Offices of Jason Turchin, we’ve represented beneficiaries across South Florida in a wide range of life insurance disputes, including:

• Policy lapse denials due to non-payment or missed premiums
• Misrepresentation claims involving health history or lifestyle questions
• Delayed claims where the insurer has not paid within a reasonable time
• Disputes between multiple beneficiaries after a last-minute change
• ERISA claims involving employer-provided life insurance coverage
• Accidental death denials, including claims where the insurer alleges the cause of death isn’t covered

Whether your claim involves a private insurer or a group policy provided through an employer, we’re familiar with the laws that may apply and can help guide your case.

Coral Gables Life Insurance Claims and ERISA

Many residents of Coral Gables are covered under group life insurance policies offered by employers, which may be governed by the federal Employee Retirement Income Security Act (ERISA). These claims have strict rules and deadlines and often require an internal appeal before a lawsuit can be filed.

If your ERISA life insurance claim was denied or ignored, you should contact a lawyer as soon as possible. We’ve handled many ERISA-based claims and can help you properly file an appeal or take the case to federal court if necessary.

What If You’re Involved in a Beneficiary Dispute?

When more than one person claims they’re entitled to the life insurance proceeds, the insurance company may refuse to pay either party. This often leads to an interpleader lawsuit, where the insurer asks a court to determine who should receive the benefits. Interpleader cases are common in situations involving:

• Divorced spouses
• Children from prior relationships
• Recent beneficiary changes
• Questions about mental capacity or undue influence

If you’ve been served with notice of a life insurance lawsuit in Miami-Dade County or U.S. District Court in the Southern District of Florida, we can represent your interests and fight to protect your claim.

What Compensation Can You Recover?

A valid life insurance claim generally results in the payment of the full policy benefit to the rightful beneficiary. This can range from a few thousand dollars to over $1 million. In some cases, if the insurance company acted in bad faith by unreasonably delaying or denying the claim, additional damages may be available under Florida law.

Why Choose the Law Offices of Jason Turchin?

Our firm has handled hundreds of life insurance claims throughout Florida, including disputes filed in Coral Gables, Miami, and the surrounding communities. Clients choose us because we offer:

• A free, no-obligation consultation
• No upfront fees or costs — we only get paid if you do
• A deep understanding of both Florida and federal insurance laws
• Compassionate service during difficult times

We’re proud to fight for families who are simply trying to collect what they’re rightfully owed.

Serving Coral Gables and the Greater Miami Area

We represent life insurance claimants across Coral Gables, including residents near Miracle Mile, the University of Miami, Douglas Road, and Coral Way. Whether your case is being handled locally or through a national insurer, we’re ready to help.

We also handle cases throughout Miami-Dade County, including:

• Coconut Grove
• Brickell
• Kendall
• Pinecrest
• South Miami
• Downtown Miami
• And more

Contact Our Coral Gables Life Insurance Lawyers Today

Don’t let an insurance company stand between you and the benefits your loved one intended for you. Our Coral Gables life insurance lawyers are here to help you get answers—and get paid.

Call the Law Offices of Jason Turchin today at 800-337-7755 or use our live chat to speak with someone right now. There’s no fee unless we win or settle your case.