Kissimmee Life Insurance Lawyers

Kissimmee Life Insurance Lawyers – Help With Denied, Delayed, and Disputed Claims

If you’re dealing with a denied, delayed, or disputed life insurance claim in Kissimmee, Florida, you may feel overwhelmed, frustrated, and unsure of what to do next. Insurance companies are supposed to honor valid claims—but all too often, they try to avoid paying the benefits your loved one intended for you. At the Law Offices of Jason Turchin, our Kissimmee life insurance lawyers are here to help fight for the benefits you may be entitled to.

We offer free consultations and handle life insurance cases on a contingency fee basis, meaning you won’t pay any fees or costs unless we win or settle your case. Call us today at 800-337-7755 or chat with us online.

Do You Need a Life Insurance Lawyer in Kissimmee?

Life insurance is meant to provide financial peace of mind, but when a claim is denied or delayed, it can leave families scrambling at a time when they’re already grieving. Our Kissimmee life insurance attorneys handle cases involving:

• Wrongful denial of life insurance claims
• Unreasonable delays in payment
• Disputes between multiple beneficiaries
• Lapsed policy claims due to alleged non-payment
• Denials based on misrepresentation or alleged fraud
• Claims involving employer-provided group life insurance (ERISA)

If you received a denial letter or your claim is stuck in limbo, a lawyer familiar with Florida and federal insurance law may be able to intervene and help.

Common Reasons Life Insurance Claims Are Denied in Kissimmee

Insurance companies may deny claims for many reasons, but not all of them are valid. Some of the most common reasons we see include:

• Material misrepresentation – The insurer claims the deceased provided inaccurate information on the application.
• Policy lapse – The insurer says the policy lapsed due to missed payments.
• Contestability period issues – The policyholder passed away within two years of the policy start date, and the insurer claims errors in the application.
• Cause of death exclusions – The death is alleged to fall under an exclusion, such as suicide or illegal activity.
• Beneficiary disputes – More than one person claims to be the rightful beneficiary.

Whatever the reason, we can review the details and determine whether you may still be able to recover benefits.

We Handle ERISA Life Insurance Claims in Kissimmee

If your life insurance policy was provided through a job or union, it may fall under ERISA—a complex federal law that governs employer-sponsored benefit plans. ERISA claims require specific procedures and strict deadlines. Failing to follow the appeals process exactly may result in your case being dismissed.

Our firm handles both private and ERISA life insurance claims and can step in to appeal a denial or negotiate with the insurer on your behalf.

What If You’re Facing a Dispute Between Beneficiaries?

Sometimes more than one person claims they’re entitled to the life insurance money. This can happen after a divorce, if a beneficiary change was made shortly before the policyholder’s death, or when a will conflicts with the named beneficiary.

In these cases, the insurance company may file a life insurance interpleader lawsuit, asking a court to decide who should receive the benefits. If you’re involved in a dispute over a life insurance payout in Kissimmee or Osceola County, we can represent your interests in state or federal court.

How Long Do You Have to File a Life Insurance Lawsuit in Florida?

In Florida, the time limit—or statute of limitations—for life insurance claims is typically five years from the date of the denial. However, in ERISA cases, the deadline can be much shorter. Some policies require an administrative appeal to be filed within 60 or 90 days.

If you’re unsure about your timeline, it’s best to contact a lawyer as soon as possible. Delaying could hurt your chances of recovering benefits.

Why Insurance Companies Delay Claims

Delays in paying out life insurance claims are often strategic. Insurers may request unnecessary documents, claim they’re still investigating the cause of death, or say they need more information from the beneficiary. These tactics are often used to pressure claimants into giving up or accepting a reduced payout.

If your claim has been delayed more than 30–60 days, it may be time to get a lawyer involved. We can demand answers and move your case forward.

Why Choose the Law Offices of Jason Turchin?

Our team has handled hundreds of life insurance claim disputes across Florida, including cases in Kissimmee, St. Cloud, and throughout Osceola County. We are committed to helping families get the benefits their loved ones intended for them. Clients choose us because we:

• Have experience with both private and ERISA life insurance claims
• Handle complex cases including beneficiary disputes and interpleaders
• Offer free consultations
• Work on a contingency fee basis—no win, no fees or costs

You’ll always work with a compassionate team who understands how emotional these cases can be and who will fight hard to protect your rights.

We Represent Clients Throughout Osceola County and Central Florida

Our firm can assist with life insurance claims and lawsuits in:

• Kissimmee
• St. Cloud
• Poinciana
• Celebration
• Buena Ventura Lakes
• Hunters Creek
• And other communities across Central Florida

We can often resolve cases without needing to file a lawsuit, but we’re fully prepared to take your case to court if needed.

Contact Our Kissimmee Life Insurance Lawyers Today

If your life insurance claim was denied, delayed, or disputed, don’t wait to get help. Our Kissimmee life insurance lawyers can review your case for free and help you determine your next steps. We’re ready to fight for the benefits your family deserves.

Call the Law Offices of Jason Turchin today at 800-337-7755 or chat with us online. There’s no obligation, and you don’t pay anything unless we win your case.